Irdai chief post vacant since March, reforms stall

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The Indian insurance sector faces stalled reforms due to a vacant Irdai chairman position since March, delaying key initiatives like Bima Sugam, Bima Vistaar, and Bima Vahaak. Modernization efforts, including risk-based capital frameworks and IFRS alignment, are incomplete. Increased regulatory scrutiny addresses mis-selling and poor distribution practices, highlighting the need for transparency and fair value.

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