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'Not worrisome' : SBI says credit quality strong and inflation impact limited; household borrowing rises
An SBI report indicates that while India's household debt has increased, it remains manageable due to strong credit quality and a diverse loan portfolio. Productive and asset-creating loans constitute a significant portion of household borrowing. Furthermore, the ongoing monetary easing by the RBI, including repo rate cuts, is expected to provide substantial relief to households by reducing interest costs.
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