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Student loan cuts ahead? Here is what the US Senate’s plan could mean for college affordability

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A Senate proposal aims to reshape college financing by capping federal student loan amounts and reducing repayment options. Undergraduates retain subsidized loans, but graduate students and parents face lower borrowing limits, potentially increasing reliance on private loans with fewer protections. Future borrowers must prioritize financial planning, explore alternative funding, and consider cost-conscious educational choices to maintain financial stability.
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