Credit over caution: Household savings in India fall to 18.1% of...

Credit over caution: Household savings in India fall to 18.1% of GDP; more Indians rely on credit to fund expenses

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Indian household savings declined for the third year to 18.1% of GDP. Household debt nearly doubled in ten years. Gross domestic savings also witnessed a dip. Rural India shows promise with rising wages and easing inflation. Retail inflation hit a low of 3.2% in April 2025. The Indian economy grew by 6.5% in FY25. Corporate India is controlling costs.

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