RBI floating rates savings bonds: Interest rate at 8.5% for...

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RBI floating rates savings bonds: Interest rate at 8.5% for July-December 2025; here’s what you should know

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The RBI has maintained the 8.05% interest rate on its floating rate savings bonds for July to December 2025, consistent with the previous half-year. This rate is benchmarked 0.35% higher than the National Savings Certificate. Interest is paid semi-annually and is taxable, with TDS applicable above Rs 10,000.

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