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How to get a personal loan in UAE: Limits, rates and everything you need to know

UAE Central Bank regulations govern personal loans, capping them at 20 times monthly income with a 48-month repayment period. Eligibility requires applicants to be 21-65 years old, residents or citizens, earning AED 3,000-7,000 minimum. Comparing bank offers, understanding terms, and responsible borrowing are crucial for expats and Emiratis to leverage loans effectively for various financial needs.
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