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The ‘One Big Beautiful Bill’ is reshaping student loans at the University of Michigan: Pell Grants, caps, and repayment changes explained

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The One Big Beautiful Bill Act (H.R.1), signed into law in July 2025, is reshaping student loans at the University of Michigan. With expanded Pell Grant access, capped federal borrowing, and fewer repayment plans, students face both new opportunities and barriers. Experts and students alike express concern over rising costs, unclear guidance, and reduced access to professional education.
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