UPI fraud clampdown: NPCI to end P2P collect requests from October...

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UPI fraud clampdown: NPCI to end P2P collect requests from October 1; Banks, apps told to block pull transactions permanently

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To curb financial fraud, the National Payments Corporation of India (NPCI) has directed banks and payment apps to discontinue peer-to-peer (P2P) 'collect requests' on UPI by October 1, 2025. This move eliminates a high-risk channel, reducing fraud by ensuring all P2P transactions are payer-initiated, requiring users to scan a QR code.

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