Rural boost: RBI allows gold pledge for agricultural loans

added a post in Business

2025-07-14 02:55:11 -

RBI's new directive allows banks to accept voluntary gold and silver pledges for agricultural and MSME loans up to Rs 2 lakh, even within collateral-free limits. This aims to enhance financial inclusion in rural areas where gold is a liquid asset, enabling faster loan processing and reducing reliance on informal lenders.

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