'Legal issues make reverse mortgage unsuitable'

added a post in Business

2025-08-08 22:48:15 -

HDFC Bank's CEO, Sashidhar Jagdishan, expressed reservations about reverse mortgage loans in India, citing legal and operational challenges. He highlighted ongoing tech upgrades, including a new mobile app and net banking interface, with AI implementation focused on efficiency without replacing human judgment. Deposit mobilization efforts have impacted the bank's CASA ratio post-merger.

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